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Older singles should consider buying a condo or a house where they rent out rooms to roommates.

Often people don't consider homeownership until after marriage, but as young adults these days wait considerably longer to settle down with a permanent partner compared to decades past, they may spend several years renting when instead they could be building equity in a home that they can later sell or rent out after marriage.

They tend to have more public life, more places that draw you out of your apartment and into the social world.Many nights you'll want to use your home as a launching pad, not just a place to hunker down.Living close to other people in your situation makes that easier.Are singles typically a net economic gain or loss for cities?Should local authorities work to make cities more attractive to singles? Cities should consider that young adults often move when they are single but stay in place when they get married.

By attracting more singles, those singles will eventually begin to form more young families with each other and settle down in that area, contributing to the continued vibrancy of the local economy.

Finally, singles often eat out at restaurants or order takeout more than families because they feel it's not worth the effort to cook for themselves, and in general participate more in city nightlife.

This can quickly add up to hundreds of extra dollars spent each week.

We therefore turned to a panel of experts for advice on money, examining the characteristics of a prospective city to call home and drawing singles to those areas.

Click on the experts’ profiles to read their bios and thoughts on the following key questions: What should singles be looking for when choosing a city?

A big gain for overall spending, but they have a mixed effect on quality of life.